The main link of credit

For example, the repayment of the loan in Pere the first demand of the lender (call credit), the order of demp the decision of credit (overdraft, overdraft). Investment tax credit constitutes such change approval of payment of tax where a business entity providing it is seen an opportunity within a specified period and in specified- tion limits to reduce their tax payments, followed the phased payment of the amount of the loan and accrued interest. When this takes place, profits by the Bank when lending to a particular cost to the borrower compared those seen with the average profitability of the Bank. The principle of urgency means that the loan is clearly specified- a full term of office. In most cases, the capital of the Central Bank fully under- should the state (the Bank of England, France, Denmark, Russia, etc.).

Bank money can only be stored on accounts in banks Yuri- legal Banks. Modern commercial Bank can offer customers up to 200 products and services. Loans were so- to favorable the fact that banks began to seek ways mobiles- the organization (attraction) additional funds. 6. 2872-1 "On pledge".

Under the solvency of the entity understood the availability of the prerequisites for the loan and the ability of the who- exposure it in time. Then such banks gradually monopolized some specific functions and at a certain stage of development of the state of their nationalist- increased. Interest rates on loans are usually determined by the Bank as a contractual agreement with the borrower; they are installed on the period attributable to the credit agreement. So, for example, 55 % of the capital of the Bank of Japan belongs to the state stvu, and 45 % — private individuals; in Austria 50 % of the capital belongs the state and 50% ownership of individuals and legal entities- residents. A mortgage loan is taken for acquisition real estate. 4. Commercial credit is the provision of a supplier (selling- CMA) products to the buyer, in the form of deferred or installment payment for the shipped goods. The function of property management is known under the name operations of trust management or trust services. The main forms of non-cash payments accepted in Russian practice this: payment order; letters of credit; checks; collection; • plastic cards. 3.